Deal Configuration
Buyer Equity Injection
0.0%Capital Balance
$0
Requirement
SBA Min: 10% Equity
Summary
Bank
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Monthly Interest The initial interest portion of your monthly bank payment.
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Monthly Principal The initial principal reduction portion of your monthly bank payment.
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Monthly Payment Total monthly amortized bank debt obligation.
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Yearly Payment Total annual bank debt service.
Seller
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Monthly Interest The initial interest portion of your monthly seller note payment.
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Monthly Principal The initial principal reduction portion of your monthly seller note payment.
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Monthly Payment Total monthly amortized seller note obligation.
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Yearly Payment Total annual seller note debt service.
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Monthly SDE After Debt Estimated monthly net income remaining for the owner after all debt is serviced.
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Yearly SDE After Debt Estimated annual net income remaining for the owner after all debt is serviced.
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Total DSCR Debt Service Coverage Ratio including all financing layers. Banks look for > 1.25x.
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Standby DSCR (Bank Only) Coverage ratio if the seller note is on full standby (no payments). Critical for SBA approval.
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Input deal details to generate a viability analysis.
Disclosures & Legal Notices
v2.1 SECURED MODELIllustrative Purposes Only This Capital Design Simulator is provided by REV Global Inc. for educational and illustrative purposes only. Mathematical results may not reflect actual lending conditions.
No Professional Advice Content does not constitute legal, tax, or investment advice. Consult with qualified professionals prior to executing any agreement.
SBA Compliance SBA parameters and interest rates are subject to change and market volatility.
Proprietary Framework The architectural logic of this simulator is the proprietary property of REV Global Inc.
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